Life insurer sought to interplead death benefit in light of conflicting claims to the benefit among various beneficiaries. One claimant interposed a counterclaim for negligence claiming the insurer failed to properly process the beneficiary designation forms. The Appellate Division rendered summary judgment dismissing the claims and directed the deposit of the benefit into court. The insurance underwriter had no contract with the beneficiaries and consequently no duty of care. The underwriter was also awarded counsel fees as a disinterested stakeholder.